JohnnieJohnnie | Certified Credit Consultant

Get your score to 740.

740 is the number lenders like to see. Johnnie is a certified credit consultant who helps people work toward it, including veterans and army families around Fort Benning.

Credit repair and credit coaching Veterans and army families welcome Credit tips on Instagram
Johnnie holding his doctoral certificate
Johnnie teaching a credit class
Johnnie
17.7K followerson Instagram
17.7KFollowers on Instagram
740The score to work toward
CertifiedCredit consultant, in his own words
Johnnie speaking to a room about credit

Veterans and military families

Credit help for those who served.

Johnnie reaches out to veterans and army families around Fort Benning, Georgia. Questions about credit repair? Book a call.

From his feed

Watch Johnnie in action.

Straight from his Instagram.

Results, you can have them too

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Teaching in Columbus, GA

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Johnnie holding a certificate

Doctoral honour

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Credit tip 5

Credit tip 5

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Credit class in Columbus, GA

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Credit tip 4

Credit tip 4

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Johnnie at an event

2026 is here

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The price tag

What your score actually gets you.

Drag to your score and see where 740 sits. Lenders look at your score when you ask them to say yes.

560
300 TO 579
300580670740800850

Most lenders won't touch you.

General guide only. Every lender sets its own terms.

The route

Repair it. Build it. Reach 740.

One step at a time.

  1. Step one

    Credit repair

    Your report reviewed, and what is dragging it down challenged.

  2. Step two

    Credit building

    The right habits and accounts, so your profile keeps growing.

  3. Step three

    Reach 740

    A stronger score gives lenders more reason to say yes.

  4. Destination

    Use it

    A car, a home or a business, on terms you can live with.

What Johnnie does

Repair it. Build it. Use it.

One consultant for your report and your score.

01

Credit repair

Inaccurate and unverifiable items on your report challenged, so your score can work its way up.

02

Credit coaching

Plain advice on habits and accounts that help your score, from a certified credit consultant.

03

Veterans and army families

Credit help for those who served, around Fort Benning, Georgia and beyond.

04

Life coaching

Johnnie is also a life coach, for when the goal is bigger than a number.

How it works

You relax. We repair.

Report review

Your report read line by line, so you see what is holding your score back.

Your plan

A plan built on your report, aimed at what moves your profile most.

Progress and approvals

As your profile improves, more lenders may say yes.

Questions

Straight answers.

Will credit repair hurt my score?

Disputes are based on your rights under the Fair Credit Reporting Act. Ask on the call how your own report will be handled.

Is credit repair legal?

Yes. The law gives you the right to dispute anything on your report that is inaccurate, outdated, misleading or can't be verified. We help you use that right.

How long until I see results?

Every report is different, so results vary. Be careful with anyone who promises a fast, exact score jump.

What can be challenged?

Items that are inaccurate, outdated or can't be verified, such as wrong personal information, late payments and collections.

What happens on the call?

You talk through your goals and your credit situation, and find out what to do first.

What happens after my score goes up?

You keep it there. Johnnie can talk through on-time payments and keeping balances low.

Book a call

Your 740 starts with a call.

Book a call with Johnnie. Find out what's holding your score back and what to do first.

Johnnie, Certified Credit Consultant